Lightning Strikes

A lightning strike can cause sudden and severe damage—destroying electrical systems, starting fires, damaging appliances, and compromising the structure of your property. It’s a terrifying, unpredictable event that leaves you with serious repairs and safety concerns. And when you turn to your insurance company for help, you might find yourself facing unexpected resistance.

You paid for coverage, and you expected your insurer to step up when disaster struck. But now you’re dealing with adjusters who question the extent of the damage, delay inspections, or claim certain losses aren't covered. They may minimize the impact to avoid paying the full value of your claim. It’s frustrating, unfair, and you shouldn’t have to go through it alone.

At McDonald Arreguin, we stand with policyholders—never insurance companies. We understand how lightning strike claims are handled and the tactics insurers use to reduce payouts. Whether your electronics were destroyed, your home was damaged, or you're facing a fire loss caused by the strike, we’re here to fight for what your policy truly covers.

Let us take the pressure off your shoulders. If your lightning damage claim has been delayed, underpaid, or denied, reach out to McDonald Arreguin for a free consultation. We’ll walk you through your rights, take over communication with the insurance company, and work to make sure you receive every dollar you’re owed.